Buying a home is probably the largest purchase you’ll make in your life, and one of the most important decisions in the home buying process is choosing the loan to move forward with. Variables like the mortgage type, interest rate, loan amount, down payment, and term of the loan will differ based on each borrower’s circumstances. Working with a licensed loan originator will help you take inventory of your financial situation and make an informed decision about the type and terms of your mortgage. Modi Mortgage has a product portfolio that includes conventional loans, government-backed loans, and niche programs that offer flexible underwriting guidelines for borrowers in all walks of life.